Home & Auto Insurance

Our Personal Insurance Commitment 

We know you have a lot of choices when it comes to buying insurance for your home, your car and other valued possessions but did you know that each year over 30% of our new customers come to us because they have had "a bad claims experience". We help our Personal Insurance customers avoid "The #1 Buying Mistake" when it comes to selecting an insurance policy - "Improper or Inadequate coverage".

Too many times we see examples of insurance being purchased with little or no professional advice resulting in a claim being denied by the insurance company. We believe these unfortunate situations can be avoided quite easily just by a simple consultation with insurance professional, like our Personal Insurance Account Managers. 

Our Accounts Managers are committed to recommending the correct insurance solutions to fit our customers needs and pocketbook. They understand that every customer has a unique set of needs and we provide the insurance solutions that best reflects that individual's unique situation.

Dedicated Account Managers At Sinclair Cockburn personalized service is not a cliché but an everyday reality. As a client, you get a dedicated account manager, not a 1-800 number. You can rely on that account manager for professional advice, insurance knowledge and responsive service. Our account managers are dedicated to professional development and continuing education - something that Sinclair Cockburn is proud to support. Our personal lines coverage includes: Home Automobile Seasonal and secondary homes Rental accommodations Watercraft Excess Liability Protection Recreational vehicles Home office insurance Farms There is a big difference between a faceless insurance entity and a trusted advisor. Sinclair Cockburn is your Trusted Advisor when it comes to insuring your personal assets.

Why choose an independent insurance broker? As one of Canada's largest independent insurance brokers, Sinclair Cockburn has access to most of the insurance companies in Canada. Depending on your requirements we can find the right insurance product for you, whether it's from the larger insurance companies or a customized insurance policy from one of the smaller specialty companies. Our insurance brokers are all licensed through the Registered Insurance Brokers of Ontario (RIBO) and we have provided over 50 years of dedicated service to our customers. Sinclair Cockburn is independently-owned and was chosen for the 2009 Brokerage of the Year Award by our peers at the Insurance Brokers Association of Ontario (IBAO). To find out out more about insurance brokers please visit the IBAO website.

Claims Advocacy

Our clients learn the wisdom of their choice when making a claim.  Providing the best claim service is where we excel.  Part of our Personal Insurance Commitment is our dedicated Claims Manager to assist throughout the claims process.   Our response to your misfortune is prompt, business-like and helpful. At Sinclair Cockburn we represent your interests to ensure that you are properly compensated, and we provide value added services, including preferred vendors and appraisal services, to make the process as easy as possible.  Maybe that's why, year after year, we retain 93% of our Personal Insurance clients.