HealthCare

Building on your provinical plan, group insurance ofiers comprehensive coverage for supplies and services not covered, or not fully covered, by the government plan.

Healthcare coverage includes

• Prescription drugs:  a range of drug plan options that help you manage the rising cost of prescription drugs, while providing your employees and their dependants with the coverage they need.

Prescription drug payment methods include:

• Traditional reimbursement - employees pay the full amount of the prescription up front, and then submit a paper claim form to Great-West.
• Pay-direct Drug Card - employees present their drug card at the pharmacy and, in most cases, receive instant authorization for coverage.  There is no need to complete claim forms.
• Diagnostic services including lab fees and X-rays
• Medical supplies and services (for example, orthopedic equipment, diabetic supplies and prosthetic equipment)
• Ambulance service
• Semi-private accommodation in a hospital or nursing care facility for acute, convalescent or palliative care
• Coverage for emergency medical treatment while travelling outside Canada, for trips up to 60 days.

Optional healthcare coverage provides benefits for: 

• Visioncare - eye exams and glasses or contacts
• Medical travel within Canada, when referred by a physician
• Paramedical treatment (for example, treatment by chiropractors, physiotherapists, massage therapists and dieticians)